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by kube-system 1275 days ago
The rest of the comment makes it pretty clear why income is not the whole story. Overextending finances can happen in any income bracket.

Renting is a service that is available to everyone, not just those who can’t afford houses. Most people who buy houses previously rented. Gotta live somewhere when you save up.
1 comments
P5fRxh5kUvp2th 1274 days ago
> Renting is a service that is available to everyone

Go try to rent a decent place with no credit history and then tell me you still have that opinion.

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kube-system 1274 days ago
The rest of my sentence is important to the meaning of my statement. I am saying that people who are responsible with their finances can and do also rent.
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P5fRxh5kUvp2th 1274 days ago
and I'm saying it's not true that it's available to everyone, certainly not in practice.
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kube-system 1274 days ago
I am aware. You are accusing me of using "everyone" in a different context than I used it above. Obviously I am aware, for instance, that homeless people exist.

https://news.ycombinator.com/newsguidelines.html

> Please respond to the strongest plausible interpretation of what someone says, not a weaker one that's easier to criticize.

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SgtBastard 1274 days ago
I don’t think you made the comment you thought you made. If you’re caveating “everyone” to mean something other than every single person, you should state those caveats.
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P5fRxh5kUvp2th 1274 days ago
What makes all of this worse is that I didn't respond because I thought the other poster was claiming that people who can't afford rent won't get rented to, of course that's true.

I responded because there are people who CAN rent who will not be rented to (or will find it very difficult to) because they have little to no credit history, or have a bad credit history.

There are other issues I didn't mention, such as taking a landlord or property manager to court. That can absolutely get you black balled both locally and somewhat nationally and not because someone is maintaining a secret list that everyone is watching, but because a large number of landlords and property manages are farming out SaaS services for background checking to these services and a large part of that is checking public court records. In light of that environment, taking your landlord to court is going to have a major effect on your ability to rent in the future.

Basically, the other poster was just not right and whinging about HN guidelines doesn't change that.

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za3faran 1274 days ago
In some other countries they don't check or care about credit history, only that the salary is able to cover the rent.
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