[woodruffw]

We probably have better financial structures in 2022 than that, like insurance (or taxes that fund professional firefighting, like NYC).

Besides: it isn't clear we should incentivize untrained professionals to run into burning buildings. Ships are somewhat unique in that the people who are saving you are also sailors, and are presumably at least minimally qualified to help another ship in distress.

[horsawlarway]

There's no reason you can't limit the reward to registered groups (ex: existing fire departments).