[DOsinga]

You say you have no current skills related to your education or previous employment, but in today's world updating your skills isn't all that hard if you want to - there are so many resources online. Wife, kids, house and meaningful work all are things you can still achieve in your forties and even beyond. It's not too late! You seem to be suffering from what the Germans call Torschlusspanik and maybe more. Get your mental health in order and the rest will follow I would think.