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by dancrumb
1276 days ago
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It's worth noting that a lot of therapists (especially solo or small-practice therapists) don't take any insurance at all, which makes visits de facto out-of-network. Folks on an HDHP or who don't get through their deductible most years would probably end up spending most, if not all, of this out of pocket. Even if they would get something back they have to do all the dealing with the insurer.. and that's assuming that they understand superbills and all the BS that insurance companies make you wade through... In short, $300 just clears all of this out of the way. You go; you get reimbursed for the visit; you get to decide what to do next. |
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