[up2isomorphism]

This is typical way of looking at social observations without knowing the social context in the first place. For these countries the most dominant reason is very simple: you need to go to big cities to get a job a and you need to have a home to get married and have a child, but the home pricing are so expensive most people can not afford it at least not until very late in their life.

Thinking “hard to agree on the value” is the most laughable reason that I ever heard and just how out of touch that some IT dudes can be. No offense but this is just how far you are from the reality.