[adrr]

They could always get in writing that they don’t owe Carvana any money and it will be very hard to collect as a debt.

[bombcar]

Even if you don’t get it in writing you can ALWAYS contest and demand proof from whoever the liquidator sold to - I personally would consider it pretty unethical to try to get out of a valid debt that you intentionally took on but it’s a tactic that is known to work and screw the usurers anyway.

Often the paperwork has been misplaced or lost.

[Skates1616]

You will need a title to the car if you ever want to get rid of it, it’s even needed at a junk yard.

You won’t get a title without making the payments…

[jjav]

You don't necessarily always need a title, just write a Bill of Sale to the buyer. This is fairly common particularly with older cars or cars that have been converted to racecars (but still quite street-legal).