| > How else are you going to buy it from another private person safely? SEPA transfers take 30 seconds to clear. > You give somebody money and get a car or you give them the money and get back nothing, because "what money are you talking about?" > thats the safest transaction for both sides that's literally the less safe! > Are you going to wire somebody 10k+ for a car you can't have instantly? If you are buying something worth more than 10k and you need it now, something's obviously not right. Keep in mind that to actually have more than 10k cash immediately available it means you only deal with cash and keep them somewhere they are less safe than a bank or cost you a lot more than a bank. Which, again, is already very suspicious. And no, it's not about regular people, median account balance in Germany is less than 5.000 euros but suddenly there's a need to pay 10k in cash to buy cars that you need right now and you casually had the money in your pocket, because it's a common thing to do. I call it BS! |
not entirely true, there are several countries in europe in which a SEPA transfer is shown in the beneficiary the next day, the most famous one being Italy. Italy also being the one with specific laws against mafia and terrorism, therefore such transfer would require you to add some additional papers.
> > thats the safest transaction for both sides > that's literally the less safe!
well so it's a bank transfer because once the money has been sent you cannot get it back, the bank acts only on specific cases.
there's literally a million of cases of scams via ebay or similar that involved bank transfers and for which the bank was just "sorry".
> If you are buying something worth more than 10k and you need it now, something's obviously not right.
you are confusing "out of the ordinary" with "not right" and i'd like to remind you our legal systems in EU are still based on "innocent until proven guilty" principle.