[refurb]

But you’re paying the fee for credit cards anyways, just not getting anything in return including consumer protection that credit cards offer.

[dylan604]

Yeah, no. In another comment, I mentioned shopping at places that give discounts for using cash/debit instead of credit. No all proprietors are greedy assholes to charge everyone for services not used. I choose to do business with these shops.

[refurb]

Sure some do, but it’s an exception rather than a rule. Generally you’re already paying the market up for the credit card fee but get none of the benefits.

Id rather take the benefits.