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by 10000truths 1284 days ago
I’m curious, why did every payment processor drop you? Did they see “mushroom” and assume you were selling psilocybin mushrooms or something?
2 comments

Maybe. When Shopify blocked us, the representative kept insinuating that the microscopy spore syringes we sell could be injected into the arm. This was in 2019. It’s absolutely absurd but that was what we were up against.

It’s a high risk industry, no doubt there have been plenty of scammers out there but the fact we sell magic mushroom spores for the microscope is enough to be alienated by every card processor and their insurers.

It’s fine though, we make it work - it hasn’t stopped our growth and we’ve amassed enough trust from customers to pay via the other methods!

*Edid: Shopify, not PayPal said that about spores into the arm, not Stripe!

For "microscopy". Sure, sure. Wink, wink, nudge, nudge, say no more.
They make £60k pcm in cash, bank transfer, and crypto from it - they must be?
No. Absolutely not.
But you literally are, you just said you sell them. You sell magic mushroom spores and kits for growing them
We sell products which are related to all things mushrooms. There’s equipment, supplies you name it. Our grow kits are for growing shiitake, lion’s mane, king oyster or just about any gourmet mushroom which is legal to grow. Our microscopy spores are a product which are strictly sold for microscopy use. We love mushrooms and all things about them. But illegality is a red line, whether immoral or not.
I think we can see why the payment processors stepped back now.
We spent a long time analysing the terms and conditions and we couldn’t find anything that applied to our business. Asking directly where we broke terms was no hope, because none of which they cited applied to us either.

We wouldn’t go back to card payments if we could. We save a fortune by paying 0% processing fees, have more control and are protected by a regulated UK bank instead of companies like Stripe or PayPal. We are very lucky!

I don't however, it's not my cup of tea, but since when are payment processors, which are into money, into applying cultural norms?