[tyre]

I think the point here is that this post was optimized to try to go viral. Most startups won’t have 4% as a minimum revenue cost.

For example, you chose the most expensive Billing plan (Scale), which includes things startups don’t need. Similarly assuming the most pessimistic payment mix where everyone is using international cards along with currency conversion, which will never be true. Similarly adding data pipeline.

It’s not “Stripe’s real pricing”, as you’re no doubt aware. That’s where it turns from informative to marketing.

If there’s a way that Lago, or any other Stripe competitor for any product, cuts down on fees, that’s fantastic. There are definitely ways to beat Stripe’s fees on payments, for example, though they’re as difficult as the are transformative.

[AnhTho_FR]

The point was showing how the pricing and costs adds up.

A lot of founders don’t get what products they use at Stripe and that the cost adds up as a % of revenue.

% of revenue makes sense for payment processing, does it really make sense for SaaS products (billing, tax?) ? What’s the rationale?

About offering alternatives for fintech software (such as billing, tax), with a pricing that does not take a cut on revenue, this is exactly what we are building.

[AnhTho_FR]

Also the point of my initial comment was that even if you consider this post optimised for vitality, pointing that we are optimising on only that in our content seemed a bit extreme, hence the examples.