[vbezhenar]

Replace the whole wheel. You don't need any tools (except those that supplied with the car itself).

There're plenty of perfectly serviceable cars. You might be too rich to care about it, but I live in a third-world country and there're lots of people who do self-service for some repairs and procedures. It's not hard and it doesn't require costly tools. Especially with modern resources when you can download service manuals and watch youtube videos its easier than ever. You only need a will (or necessity).

[reaperducer]

Replace the whole wheel. You don't need any tools (except those that supplied with the car itself).

Note that many new cars these days don't come with any tools at all. And spare tires are an expensive optional extra that don't always come with the tools anymore.