[simiones]

I am very curious of two things:

1. Are you actually transacting with others directly in USDC/USDT? I.e. are there shops where you actually buy things through your crypto wallet, or are you converting to USD/Naira and using that?

2. Are you self-hosting that wallet, or is it actually an account on some exchange?

Either way, I doubt that working remotely as an employee of US companies is a very common way of life in your country, so I don't think this supports the GP's point as much as it appears.

[dayve]

1. I transact with others in Naira, crypto is hardly a payment option in shops here.

2. I use an exchange to receive USDC, which mean I don’t need to worry about gas fees while self hosting

To get Naira, I convert from the exchange in a P2P marketplace where I can get competitive black market rates from other individuals.