[codyrobbins]

You presume that the point about them being greedy or immoral is invalid

Yeah, I am presuming it—because I just laid out how what they’re doing is not necessarily driven by greed or immorality but defensible motives from their point of view. You’re simply saying they’re bad people and that’s probably not true in the vast majority of cases. I’m not vouching for anyone’s integrity, but you are so down a rabbit hole of fundamental attribution bias I don’t have any interest in attempting to change your mind.