[quickthrower2]

Best to assume they are sophisticated though. Some are gangs/organisations. They can get pretty professional.

[heavyset_go]

Just because they're organized doesn't mean they aren't incompetent in other aspects of what they do. There are plenty of dumb organized criminals sitting in prisons.

[RajT88]

The people writing the playbook I am sure are clever.

The scammers I've talked to are often dumb as rocks. And probably are not the primary beneficiaries of the grift.

[quickthrower2]

Some of them are slaves too.

[zoklet-enjoyer]

I started asking scam callers if they're slaves. Nobody has responded yet, they just hang up