[tshaddox]

Do banks and local governments require using smartphones from Apple (or any one manufacturer) to the exclusion of other prominent smartphone options? That would be surprising to me, and definitely bad. But as far as I know, core services like that are going to be accessible on at least iPhones and Android smartphones, which is going to cover the vast majority of smartphone market share, so I'm not really sure why the ubiquity of smartphones is particularly relevant to what Apple's rules for third-party developers should be.