[kcartlidge]

Ditto. If my income drops or streamers shut down I'll still have my music. Owning nothing can be liberating, but not if you're replacing it with decades of renting instead.

Plus I've also got loads of stuff that isn't on Spotify, Apple, and the rest.

And as for discovery, the free Spotify still gives me some of that (I also like a bit of Smooth Chill or similar running in the background on ye olde voice assistant speaker).