[joshuamorton]

I'm confused by this, you can totally find single family homes in SF for 1.5-2M, which while pricey should be affordable after a few years on a FAANG salary if you aren't already spending a lot on kids. They're just in Sunset or Diamond Heights or Portola or Glen Park, not Noe or Mission.

And even in those areas, you can find two-unit condos in that range.