[poulsbohemian]

Or you’ve got sick parents, a sick kid, your own health problems, day care costs, student debt, a non-working spouse…

[sn9]

Fair, but lots of people without anything close to a SE's salary have those problems, too.

Software engineers still have a much harder time justifying having a low savings rate when you compare them to the rest of the population.

Generally, there's some degree of frivolous spending going on.

[Existenceblinks]

Or software engineer in a 3rd world country.

[caskstrength]

> Or software engineer in a 3rd world country.

Actually, software engineers in 2nd and 3rd world countries can afford to save a lot.

[Existenceblinks]

Definitely not true.

[ummonk]

Sotware engineers in developing countries earn significantly more than the average person in their country. By living the same lifestyle as an average person, they can save a lot.