[djbebs]

Small amounts let you gather up enough capital to reduce the negative impact of emergencies.

People who don't have thay ability make mistakes when emergencies inevitably come around.

Those 10$ a week after a year is enough to make up a small car repair, or problem with your paycheck.

Just last year I had an issue where my paycheck was short 1000$, because I wasn't spending everything as it came in, it wasn't a problem. I had a big enough buffer in income and emergency funds to make up for it.

If it had happened to my colleague who doesn't save up, he would have had to get a payday loan to put food on his families table.

That's how people stay poor.