[ishwarjha]

I have been in your shoes. Here is what I suggest:

Do not start if you don't have 6 months of your cash flow in the bank. Do not start if you have outgoing monthly commitments like home loan, credit card outstanding, bank loans, medical expenses, etc. put together at 50% or more of your monthly earning. Do not start if you don't see regaining your current monthly earning within 6 months.

Trust me this has worked for me and 100s of others whom I have mentored/coached since last 15 years.