[Symbiote]

> ... Sweden and Finland ...

You're correct, people generally aren't too bothered if there are only a couple of choices, either of shops (e.g. two supermarkets) or products (two types of cereal bar).

I wouldn't in any way call it a food desert though. All the normal food for the region is available, the rest is just luxuries.

(And to the general point, people owning cars but mostly using them for recreation would still be a huge reduction in traffic, noise and pollution. That's not unusual for European city-dwellers, who often own one car and use it once or twice a week.)