[bsenftner]

> Instead, all mega corps seem to blend together and follow the same playbook. It's sad.

Yet another glaring indicator identifying our species as not mature enough to manage our own society. If this occurs everywhere, no matter what, then it is us, our constitution, our chemistry, our maturity as a species that is at fault.

[Shoue]

Not really, systems affect our behaviour. We created the system that is our current market economy, and we have the ability to construct new systems that encourage better behaviour. For example, studies show that cooperatively ran businesses are more ethical and more stable:

> [...] Additionally, "cooperative banks build up counter-cyclical buffers that function well in case of a crisis," and are less likely to lead members and clients towards a debt trap (p. 216). This is explained by their more democratic governance that reduces perverse incentives and subsequent contributions to economic bubbles.

> The cooperative banking sector had 20% market share of the European banking sector, but accounted for only 7 per cent of all the write-downs and losses between the third quarter of 2007 and first quarter of 2011. Cooperative banks were also over-represented in lending to small and medium-sized businesses in all of the 10 countries included in the report.

> [...] in France and Spain, worker cooperatives and social cooperatives "have been more resilient than conventional enterprises during the economic crisis".

> Public trust in credit unions stands at 60%, compared to 30% for big banks and small businesses are five times less likely to be dissatisfied with a credit union than with a big bank.

In other words, this behaviour doesn't happen everywhere. It's specific to certain types of businesses.

Paragraphs from here: https://en.wikipedia.org/wiki/Cooperative#Economic_stability

[scarface74]

> Public trust in credit unions stands at 60%, compared to 30% for big banks and small businesses are five times less likely to be dissatisfied with a credit union than with a big bank

All organizations seek to accrue power and revenue - even “non profits”.

I saw it from one of the local credit unions I worked at in college…

1. First it was a credit union for a few large companies

2. Then it redid its charter to become a “regional credit union”

3. Then it said “fuck it we are bank”

Meet the old boss..

[mcculley]

Indeed. This is why some (relatively few) organizations are designed to limit growth. Not all credit unions have the problem of growing to serve other customers.

[dismalpedigree]

This mental leap is a bridge to far for me to understand. Can you fill in the steps in your logic?

[bsenftner]

A hallmark of maturity is delayed gratification: one may want, but their maturity tells them they ought to prepare, or otherwise delay and suppress their gratification for a later period when that gratification is a) possible, b) achieved without subterfuge or deception, c) an appropriately and fairly earned reward or payment for effort expended towards this goal.

It is common and entirely ordinary to observe everyday people unable to delay their immediate need for gratification. It is also entirely ordinary and normal to observe friends, family and coworkers who routinely cut corners (take process shortcuts) and engage in process deceptions because they simply do not care about the consequences. Likewise it is entirely ordinary for one's employer to other their own employees to the degree they treat them with equal severity as one might find in the times of legal slavery (not exaggerating at all.) It is common and ordinary for spouses to other their own spouse, causing a legacy of failed marriages.

What is not ordinary is to meet persons that do not take short cuts, do not cheat on their employees, their spouses, or in reality: themselves. The majority that do not cheat are those not trusted and not provided the opportunities. The majority, if given too much trust, will rape their environment blind given time and the lack of repercussion: and that is immaturity at scale in our society, and it is the natural state of society. Trust is for fools.

[aerique]

Probably not now that he's come down from whatever he was smoking.