[ilyanep]

What in the world? Are those USD?

I pay $1200 a year to insure my Tesla Model S at the max liability coverage, with comprehensive and collision. Admittedly, I've filed that I drive a max of 6k miles a year and I have the highest deductible set on both comprehensive and collision, but I have strong doubts it'd quintuple in price to insure if I went and set those to more typical settings.

[mradek]

How old are you? I bought a model 3 performance when I was 27 and sold it a year ago. I was paying 285/month with Allstate (before Tesla started offering insurance). I drive my old ICE now and pay 108/month. Clean record.

From what I understand the older you are the less you pay.

[ilyanep]

I'm 31. I was under the impression that it was mostly a big step change in your mid to late 20s and then mostly remained stable.

Also if the issue here were age, I assume that GP would also pay more for an ICE car.

[mradek]

I'm also in California in a city environment, maybe that's why? Otherwise yeah I am getting ripped off D:

[xxpor]

One thing I noticed with my model 3 was that the rates I was quoted varied WILDLY by company. Deltas of over $200 a month.

[carcostthrow]

Canadian dollars. I don't pretend to understand the reasoning, the insurers have their own logic. But anything with a battery (even PHEV's) seem to command a much higher premium; I was quoted $3400 a year last year for a RAV4 Prime.