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by PopAlongKid
1307 days ago
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I agree with all of these points, and having followed them myself can report they worked out pretty well for me over the last 40 years. One quibble, the 401k match offered by some employers is not "free money", it is part of your compensation, just like employer-provided group health insurance, etc. If your employer does not offer a match while similar employers do, then you should expect more direct pay to offset the lack of match. And on that topic, don't invest your 401k money into your employer's stock, too much risk from lack of diversification. |
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