[colesantiago]

You do realise this is nothing new and you can use TransferWise, MPesa or PayTM for this right?

Bitcoin is slower than all this and violently fluctuates which loses people's money quickly. People also need to pay their bills in fiat anyway so whoever is receiving the Bitcoin needs to cash out to fiat anyway.

At that point you might as well just use fiat instead.

[whatwherewhy]

All of these options you listed are significantly more expensive, and some of the contractors I work with don't even have that option due to KYC requirements - these people don't have access to functioning governments, they don't have passports. Also, most of my contractors don't use/have bank accounts (because where they live it costs money to have one) - so no way to take out the money if they used these services.

I did this dance at least 100 times and never ever had a problem with price fluctuation. Bitcoin is pretty stable on a 3-day timeframe.