[jerguismi]

That can't happen, since credit card companies won't allow this.

However, some merchants could accept _only_ dwolla, which could change the game.

[_wp3r]

CC would be against this but isn't the target merchant the one that does not already take CCs? Street merchant, plumber, kid that shovels my driveway, or wheeled merchant.

[stickfigure]

Don't discount the possibility that this might be fixed with legislation.