[Auracle]

That sounds potentially pretty similar to US insurance costs.

[koevet]

Germany has a different setup than most EU countries: one can be insured privately or publicly.

Public insurance costs are based on income. Private insurance costs are based on health/age etc.

Moving from private insurance to public is almost impossible, as far as I know.

To give you an idea, I recently switched to private insurance and cut my monthly cost by 50%.