[hnuser123456]

It's a practical feature in general, to allow anyone to poke through your phone without installing/posting/reconfiguring anything, occasionally nice to have. Then again, it would also slightly increase the social normalcy of being able to ask to snoop through other people's phones.

[asvitkine]

So they can use the banking app to transfer money away from your account because that's not stored locally on your phone? Or to look at your private photos?

[halper]

Surely even banks/countries that do not have a stronger auth method require at least a password for login?