[twblalock]

If charges were easy to reverse, we would see the opposite type of scam: people buying things and then making false claims of fraud to get the charges reversed.

This happens all the time with credit card chargebacks already. It would happen with Zelle too, if it was easy enough.

[paul7986]

Indeed and just be smart only use Zelle to pay people you know personally (and or are standing right in front of you) and before sending do a test of $1.

Warren here is fighting for people aren't that smart when it comes to using tech to send money.