[DrPhish]

unfortunately sweat equity (ie fixing a place up) doesn't add anything to your down payment from the bank's perspective. Cash poor is cash poor. Most people start off as young people or young couples with little to no cash and have to make their way in the world in the basic range of minimum wage and starting off with zero savings. Saying that corporate profits should come before home ownership for the average person is what was being thought of as "disgusting" earlier in this thread, I think