[lotsofpulp]

Vision insurance will typically be subsidized by the employer around 50% or more, so it could still be more expensive to not use the vision insurance.

[bombcar]

The crappy "vision insurance" we got "for free" was still more expensive out of pocket than a Walmart optometrist visit + 5 pairs from Zenni.

It's entirely a racket; would be like selling oil change insurance.