[mjthrowaway1]

I’m in the field as well. I own/manage multiple commercial properties. It’s in my post history.

Your comments are low quality and do not give me the impression that you’re experienced in RE.

[hnews_account_1]

That’s because I’m not in real estate. I’m in finance - which is what my comment is about. Notice how I have no opinion of housing prices, only their effect on the system. In simple terms, I understand loans, debt and derivatives. Not actual real estate.