[sidewndr46]

Ironically from what I understand in Germany the government claims the opposite is the problem: individuals save too much money. This has led to a requirement that all bank accounts have a negative interest rate, which effectively bans saving money.

[hotpotamus]

Historically speaking, being miserly has often been considered unattractive.

[Ancalagon]

Wow. That's horrible. Imagine trying to save for a home. jesus.

[sidewndr46]

Exactly the point individuals have made:

https://www.wsj.com/articles/banks-in-germany-tell-customers...

> 34-year-old said, adding that he plans to use the money to buy a house before the birth of his second child this year

[propagandist]

Pretty sure that's not how it works for individual accounts.