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by pmontra 1318 days ago
Yeah, of course I won't do that because I might lose that device and it takes space, times the number of banks giving me their own hardware.

I keep my hardware key generator at home. I need it only to perform some operations from my computer. Everything I do outside home is with the phone, which funnily is its own 2FA device. Banks and regulators accept that for the sake of convenience.