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EDIT: I think you're saying that the overall compensation for workers was lower then (due to fewer sick days, all the things you mentioned etc) than now due to lack of regulation. What the stats say, is that compensation was actually much higher back then than now. You got paid 1/800th of a house per day whereas today, you get paid 1/5000th of a house per day.

The regulations I'm talking about that account for the cost of housing are things that allow builders to provide more cost effective buildings. Afterall what other inputs are there: land, cost of labor, building materials and the cost of dealing with regs (non-labor related).