[Symmetry]

In the US declaring bankruptcy isn't too bad, so there's a hard limit to how badly they can exploit the people they bring over. Currently people are exploited like this, getting in debt to be transported into the country illegally. However, in that case it's their illegal status depriving them of normal legal protections that makes the situation get so bad.

I do expect that most people coming in would require loans, but that most of them would still be better off with this program.