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by ahopebailie
1327 days ago
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I think you miss the point that card payments should never have evolved to still require us to type sensitive data into a web form at all. Also, don't forget that 2FA etc are not ubiquitous, especially not in the US. As I implied, PCI DSS is lipstick on a pig. We could have done much better in the last 20 years. Now Apple and Google are doing it for us and we won't have any choice but to get further locked into their walled gardens. |
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Apple and Google pay I feel like will somehow get stuck in the USA, I'm from Spain and I can def not see how, seeing how convenient payments are over there, they will get any meaningful penetration. It's funny because every year that I've come back to Spain (now I live in Japan) there's been a totally different but more convenient way of payments there. I need to write about it some day. Like, I'm the last person who expected payment methods would have a 1-year turnaround in the "old school" country of Spain! But somehow it happened, and that while not locking foreigners out (which is common e.g. in Japan, where you have all these "strange" payment methods that are inscrutable for tourists).