[dsfyu404ed]

These people lack the life experience to sniff out a potentially poor deal because people like you have removed opportunities to gain such experience in the name of protecting them.

The average 15-16 year old has the mental faculties to function as an adult least as well as a "below average but good enough" adult. We as a society fail to give them opportunities to hone those skills.

People cannot be functional adults without practice. If we keep nannying people until older and older ages they will not gain proficiency at adulting until even older ages.