[hn_throwaway_99]

> I’d be quite happy, though, taking away that provision letting students who got a raw deal discharge in bankruptcy.

Totally, 100% agree. All the incentives are currently there to have lenders load up students with as much debt as possible, because they know there is no way it will get discharged (or, otherwise, taxpayers will end up paying for it).

We need updates to bankruptcy laws that make lenders think twice about giving $100k in loans to someone going to cooking school.