[abnercoimbre]

This pattern is so pervasive with all the payment processors:

* Your funds are suddenly frozen. No easy recourse (if any)

* The percentage they withhold is suddenly higher. Tough luck

* Your business is deemed high risk and they cut ties. Their reasoning is a black box

Why is there never advance warning? It's the lack of courtesy that gets to me.

[jasonlotito]

> Why is there never advance warning? It's the lack of courtesy that gets to me.

They give you advanced warning in the T&C. If they gave more warning, this could assist people who commit fraud. Fraud is not some imaginary issue. It's very real and very problematic.

I'll say it again, get your own merchant account if you don't like this.

[Turing_Machine]

> If they gave more warning, this could assist people who commit fraud.

Sorry, no. Their inability and/or incompetence at avoiding fraud without mysterious hidden "rules" (i.e., security through obscurity) is their problem.

Not the customer's.

"Double secret probation". Bah.