[nhod]

> If they're only going to lose money, its really not that big of a deal.

This depends on what will happen after they run out of money.

Someone very close to me has an untreated dual diagnosis (mentally ill + substance abuse disorder). She is otherwise young and intelligent, and with treatment she could at least theoretically have a full life. However she refuses all attempts at help, has been unemployed for over a year, is paranoid and isolated and alone from and abusive to friends and family, is burning through her savings, and will soon get to the point where she will have to foreclose on her house.

At that point she will literally be an unemployed, homeless, mentally ill drug addict.

This is a major problem in our individualistic society with no easy answer. As my coach says, people don’t change when they see the light, only when they feel the heat. She may need to crash and burn, and she may pick herself back up. But the odds on that happening for someone in her position are not good.

And meanwhile we all have to watch someone we love slowly descend into ruin.