[ajross]

Can you maybe cite the folks who are using crypto out of necessity instead of banking with money? Someone getting PayPal miffed at them isn't remotely the same thing as "can't use money", and I think you know that.

What you're doing is extrapolating from "some people sometimes have trouble with a bank" (true) to "the only way to evade oppressive banking censorship is crypto" (bananas).

Or rather, the second frame is true, for a certain subset of transactions that happen to be illegal.

[vikinghckr]

I don't have examples of people getting banned by banks/PayPal for legal activities using crypto, no. But that doesn't mean crypto-based solutions can't fill that void in the future. Note that I never claimed crypto is the "only way" to solve this issue. But, it's a promising alternative. Any centralized solution for these use-cases are tricky because they're niche and don't probably have the necessary scale. Not to mention, any centralized solution is always carries censorship risks. If you have a decentralized, usable, non-crypto alternatives for these cases, I'm open ears.