[yucky]

Although you answered the question, and you answered it correctly by stating the obvious, it reminds me that this sort of answer is no longer appreciated by large segments of the population because it lacks "empathy".

What a strange world we live in. And it happened so quickly.

[jsemrau]

My answer doesn't lack empathy but is based on years of work experience. If you are lending money to people you don't want empathy or subjectivity you want to make sure that the person can repay the money. And that is not only to protect the lender but also to protect the borrower[1]

[1] https://asic.gov.au/about-asic/news-centre/find-a-media-rele...

[yucky]

I was agreeing with you, but I was probably being too sarcastic.