[timeimp]

The idea of government doing this is laughable.

Not on principle, but on reality. They’d be slow to get started, and change would take forever (short of legislation).

These companies exist to serve legitimate needs in the various industries they serve (as yuck as that statement may be) and have hundreds of years of experience judging people.

Yeah it sucks, but what’s the solution? Rely on people’s “feelings” about other people?

You’d bring back community bank managers in a heartbeat if you did that!