[karamanolev]

Being an IC doesn't inherently conflict with enjoying your work. Yes, TC is important and as you pointed out, it gives you options to do other things. OTOH, thinking that "someone else's dream" must necessarily be an awful daily grind is a folly - many people enjoy software engineering and it doesn't bother them that it's "someone else's dream". Being technically challenged brings them joy. Going one step further, you can actually enjoy the mission and the impact of your work, so not only is the process nice, but the result as well.