[bheadmaster]

> Carry the dongle everywhere? If so, you risk losing the dongle.

To be fair, we also carry our IDs everywhere and risk losing them all the time, yet it works pretty fine in most cases. Losing your ID is painful, and so would be losing the dongle, but the security of it outweighs the risk, IMHO.

Even more if we create dongles that are shaped like cards, so we can keep them in our wallets like IDs.

[AstralStorm]

Normally you do not use the ID in day to day operations. A better example would be a credit card, which combines a password (or pin) with a cryptographic chip.

The card itself is too easy to steal, hence the backup password. The other possibility is biometrics, but these come with their own problems.

[svachalek]

It sounds like you don't live in the USA. No passwords here.