Hacker News new | ask | show | jobs
by yamtaddle 1350 days ago
When I did it, all it meant was anyone offering a line of credit to me if I'm not present right in front of them is supposed to call me to verify I want it. It's not even really any inconvenience to have "frozen" credit.

Why the everloving fuck that's not the default, but something you have to request, I have no idea.