[itake]

I think you missed my point.

A recent example is Solana. Their network keeps crashing [0]. Everyone keeping their own keys are completely locked away from trading their coin. Everyone with their coin owned in a centralized exchange can trade freely.

If you hold your own coins, you're vulnerable to network attacks and AMM instability/hacks.

If you put the coins on an exchange, you're vulnerable to the exchange's liquidity issues.

[0] - https://status.solana.com/uptime

[tornato7]

Yes, if you use Solana you should be aware that the chain very regularly has serious downtime. Ethereum gas fees can spike but generally there has never been downtime.

[itake]

All chains have problems. Ethereum hard forked and high gas fees. Just to spend your money costs $20 USD :|.

How much downtime did Terra have before it crashed?