[pradn]

This is a fantastic initiative. Yotta is gamifying savings, because why not? And it's FDIC-insured so I don't have to worry about trusting money to a start-up.

I think the UI-improvement over dealing with the treasury website is substantial. Good work on finding the opportunity and setting it up transparently via your already-existing buckets feature.

A note of appreciation, that's all.

[pb7]

Your I Bonds are not FDIC-insured. FDIC does not insure bonds. If your account gets compromised, there's nothing they can do for you.

https://www.fdic.gov/resources/consumers/consumer-news/2022-...

[adammoelis]

Thank you - appreciate it!

[MrFoof]

Been using Yotta since the early access-ish launch. I was always prowling for something like it once the American Savings Promotion Act (https://en.wikipedia.org/wiki/American_Savings_Promotion_Act) was passed. Does its job, does it easily, and my effective APY has been MORE than competitive. For certain.

I have always bought I-bonds direct so doesn't apply to me, but making that easier for the average person -- and more importantly, increasing awareness of their existence -- is a good thing. It's about accessibility for people still getting their financial footing.

Just getting the average person to save more is a good thing, and accessibility is key to that.

[adammoelis]

Thank you!