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by ntauthority 1354 days ago
> (f) presents a risk to consumer safety or (financial) wellbeing

By some measures, PayPal itself does. Should PayPal ban itself?

(for example, anecdotally from an acquaintance in Germany a few years ago, there are some flows that can and will, without the appropriate checks, lead to a customer ending up in a debt to PayPal, and they have some of the worst debt collectors in this regard)